Here is the Payment Policy for Diptomart.com based on the official page from the site:

📌 Diptomart Payment Policy (Official Summary)

Accepted Payment Methods

• Credit Card

• Debit Card

• Net Banking

• Wallets / UPI

• Cash on Delivery (COD)
  You pay only the amount shown at checkout — there are no hidden charges beyond what is displayed in your order summary. (Diptamart)

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💳 Unauthorized Charges

• If you see charges on your card from Diptomart.com that you don’t recognize, check with anyone else who might use your card.

• If you still cannot identify the charge, report it within 14 days of the transaction by emailing support@diptomart.com so they can investigate. (Diptamart)

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⚠️ Payment Failures

• If a payment fails but your account was debited, the amount is typically refunded within 7 business days.

• This can happen due to connection or input errors — retry the payment after verifying your details.

• For questions, contact Diptomart support with your order number. (Diptamart)

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❌ Order Cancellation After Payment

• Once an order is paid and confirmed, Diptomart does not accept cancellations.

• If the item has been shipped but not yet delivered, you may cancel online — but:

  • Refunds will be processed only after the item is returned to the courier.

  • Courier charges and transaction fees will be deducted from your refunded amount.

• Orders cannot be canceled once delivered — you must follow the return process instead. (Diptamart)

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If you want, I can also provide the exact refund/return policy wording or help interpret what this payment policy means for your order situations — just let me know!